About Auto Insurance
Guide to Massachusetts Auto Insurance Coverage
BODILY INJURY TO OTHERS:
 Protects against a claim or lawsuit if others are injured or killed in an auto accident where you or other operator of your vehicle is considered legally responsible.
 
  
 PERSONAL INJURY PROTECTION (PIP):
 This no-fault coverage pays up to $8,000 for medical expenses, funeral costs, lost wages and replacement services.
 
 UNINSURED AUTO:
 Pays for bodily injury to people injured or killed in accidents caused by uninsured autos.
 
 PROPERTY DAMAGE:
 Protects against a claim or lawsuit for damage to someone else's property or auto caused by your vehicle.
 
 MEDICAL PAYMENTS:
 Pays reasonable expenses for necessary medical and funeral services for anyone occupying your vehicle at the time of the accident.
 
 COLLISION:
 Covers damage to your vehicle caused by a collision.
 
 COMPREHENSIVE:
 Covers other damage to your vehicle such as fire, theft, vandalism and collision with an animal. Also includes glass coverage.
 
 SUBSTITUTE TRANSPORTATION:
 Provides coverage for reimbursement of a rental vehicle in the event of a Collision or Comprehensive loss.
 
 TOWING AND/OR LABOR:
 Pays for towing labor costs at the scene to get your auto going. It does not pay for the cost of repairs.
 
 UNDERINSURED AUTO:
 Pays for bodily injury to people injured or killed in accidents caused by underinsured autos.
 
   Contact us today to learn more about the benefits of our auto insurance policies.
 
 
