About Auto Insurance
Guide to Massachusetts Auto Insurance Coverage
BODILY INJURY TO OTHERS:
Protects against a claim or lawsuit if others are injured or killed in an auto accident where you or other operator of your vehicle is considered legally responsible.
PERSONAL INJURY PROTECTION (PIP):
This no-fault coverage pays up to $8,000 for medical expenses, funeral costs, lost wages and replacement services.
UNINSURED AUTO:
Pays for bodily injury to people injured or killed in accidents caused by uninsured autos.
PROPERTY DAMAGE:
Protects against a claim or lawsuit for damage to someone else's property or auto caused by your vehicle.
MEDICAL PAYMENTS:
Pays reasonable expenses for necessary medical and funeral services for anyone occupying your vehicle at the time of the accident.
COLLISION:
Covers damage to your vehicle caused by a collision.
COMPREHENSIVE:
Covers other damage to your vehicle such as fire, theft, vandalism and collision with an animal. Also includes glass coverage.
SUBSTITUTE TRANSPORTATION:
Provides coverage for reimbursement of a rental vehicle in the event of a Collision or Comprehensive loss.
TOWING AND/OR LABOR:
Pays for towing labor costs at the scene to get your auto going. It does not pay for the cost of repairs.
UNDERINSURED AUTO:
Pays for bodily injury to people injured or killed in accidents caused by underinsured autos.
Contact us today to learn more about the benefits of our auto insurance policies.